These Terms and Conditions (“Terms”) govern your use of the services provided by Christian Sansevere (“we,” “us,” or “our”) as an independent insurance agent. By using our services, you agree to these Terms. If you do not agree with these Terms, please do not use our services.
Scope of Services
We offer insurance brokerage services to assist clients in obtaining insurance policies that meet their needs. Our services include but are not limited to providing insurance advice, assisting with policy selection, processing applications, and facilitating communication between clients and insurance providers.
Client Responsibilities
Clients are responsible for providing accurate and complete information relevant to their insurance needs. Clients must disclose all relevant facts and circumstances that may affect their insurance coverage or eligibility.
Insurance Policies
We do not underwrite insurance policies or guarantee coverage. Insurance policies are issued by licensed insurance companies, and all terms, conditions, and exclusions are determined by the respective insurance providers.
Fees and Compensation
We may receive compensation from insurance companies in the form of commissions or fees for placing insurance policies.
Confidentiality
We will maintain the confidentiality of all client information provided to us in connection with our services. Client information will only be disclosed as necessary to provide services or as required by law.
Limitation of Liability
We make no representations or warranties regarding the suitability, accuracy, or completeness of insurance policies obtained through our services. We shall not be liable for any damages, losses, or expenses arising from the use of our services or reliance on information provided.
Indemnification
Clients agree to indemnify and hold us harmless from any claims, liabilities, damages, or expenses arising from their use of our services or breach of these Terms.
Termination
Either party may terminate the engagement at any time with or without cause by providing written notice to the other party.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law principles.
Changes to Terms
We reserve the right to update or modify these Terms at any time. Any changes will be effective immediately upon posting the updated Terms on our website.
Contact Information
If you have any questions or concerns regarding these Terms, please contact us at –